Risk Surveyor Job in Kenya

Risk Surveyor

Reporting to: Head, Operations Division

Main Responsibilities

Inspects properties, items and operations of establishments to assess physical condition, housekeeping and work practices.Collates and assesses risk information on site; and uses templates to record assessments and collecting photographic evidence.Prepares detailed, comprehensive and accurate risk survey reports as per the company’s requirements. Prepares risk improvement recommendations/ loss prevention reports.Protects the interests of the company by conducting comprehensive and accurate risk surveys and reports in order to provide underwriters with adequate information to underwrite acceptable business correctly, which ultimately ensures profitability.Point out to underwriters the possible financial risk posed by offering insurance cover for items, properties or sites inspected. Advises clients on-site and discusses opportunities and requirements to reduce the level of risk, or introducing the need for risk improvement.Accompanies underwriters and business development staff on site visits to help them understand the practicalities of the site/risk.Liaises with other professionals, e.g. underwriters, brokers, client representatives, inspectors of health and safety and fire officers about risk improvement measures at insured’s sites as necessary.Keeps up to date with technical aspects affecting risks, e.g. trade processes, legislation, hazardous materials.Develops and promotes safety programs in relation to sites/property inspected.Acts as a technical point of referral provides information and coaches where necessary to support and develop the skills and knowledge of the underwriting and claims teams as well as keeps up to date with advances in security products, manufacturing processes and associated work legislation.Identifies cases of underinsurance and covers and makes appropriate recommendations to.Accompany external risk surveyors the company may appoint to survey risks as necessary.Follow up with the insured implementation of identified risk improvement recommendations.Attend to any other assignments allocated by the company.A university degree in a business related field.You will also be qualified in, or have made significant progress towards at least one of the following: ACII, MIFireE, MIRM.Possess a high level of understanding of fire perils and protection systems, property crime and security measures, and workplace health and safety.At least three years of relevant experience in a reputable company. Ability to prepare comprehensive and accurate survey and estimated maximum loss reportsAbility to ensure operational effectiveness by maintaining survey standards, systems and procedures.Ability to promote business for the company by maintaining good customer relations.Ability to liaise with business risk officers and risk specialists.Ability to make predictions on frequency and costs of insurance claims.Ability to analyse & interpret insurance risk profiles.Ability to work independently.Ability to be able to put together accurate schedules of work and price using a schedule of rates/scoping tool.Excellent customer relation/communication skills.A very good level of computer literacy in order to use the equipment and systems required for the job role.